@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800;900&display=swap');

/* ============================================================
   Novapayx design system — vibrant fintech product
   navy + blue/teal/violet, glowing accents, Inter
   ============================================================ */
:root {
  --midnight: #050A1F;
  --navy: #0B1533;
  --surface: #101B35;
  --surface-2: #14213f;
  --line: rgba(148, 163, 184, 0.18);
  --line-strong: rgba(148, 163, 184, 0.30);
  --blue: #3BB8FF;
  --teal: #00E6B8;
  --violet: #8B5CF6;
  --white: #F8FAFC;
  --soft: #B6C2D4;
  --muted: #7F8EA7;
  --warning: #F7DDA6;
  --radius: 16px;
  --radius-lg: 24px;
  --maxw: 1200px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;
  color: var(--white);
  background:
    radial-gradient(circle at 10% -2%, rgba(59, 184, 255, 0.20), transparent 36%),
    radial-gradient(circle at 92% 2%, rgba(139, 92, 246, 0.18), transparent 32%),
    linear-gradient(180deg, #050A1F 0%, #060b1c 50%, #040816 100%);
  background-attachment: fixed;
  -webkit-font-smoothing: antialiased;
  line-height: 1.5;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

h1, h2, h3, h4 { margin: 0; letter-spacing: -0.03em; font-weight: 800; line-height: 1.08; }
h1 { font-size: clamp(34px, 3.9vw, 52px); letter-spacing: -0.035em; line-height: 1.05; }
h2 { font-size: clamp(26px, 2.9vw, 38px); }
h3 { font-size: 20px; }
p { margin: 0; }

.container { width: min(var(--maxw), calc(100% - 44px)); margin: 0 auto; }

.eyebrow {
  display: inline-block;
  color: var(--teal);
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-size: 12.5px;
  font-weight: 800;
  margin-bottom: 16px;
}

.gradient-text {
  background: linear-gradient(120deg, var(--blue), var(--teal) 55%, var(--violet));
  -webkit-background-clip: text; background-clip: text;
  -webkit-text-fill-color: transparent; color: transparent;
}

/* ---------- Header / nav ---------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  border-bottom: 1px solid var(--line);
  background: rgba(5, 10, 31, 0.72);
  backdrop-filter: blur(18px);
}
.nav-inner { height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: flex; align-items: center; gap: 11px; }
.brand-mark { width: 34px; height: 34px; object-fit: contain; }
.brand-word { height: 22px; width: auto; object-fit: contain; }
.nav-links { display: flex; align-items: center; gap: 22px; }
.nav-links a { color: var(--soft); font-weight: 600; font-size: 14.5px; white-space: nowrap; transition: color 160ms ease; }
.nav-inner { gap: 18px; }
.nav-links a:hover, .nav-links a.active { color: var(--white); }
.nav-actions { display: flex; align-items: center; gap: 10px; }
.menu-button { display: none; background: none; border: 0; cursor: pointer; width: 42px; height: 42px; flex-direction: column; gap: 5px; justify-content: center; align-items: center; }
.menu-button span { width: 22px; height: 2px; background: var(--white); border-radius: 2px; transition: 160ms ease; }
.mobile-panel { display: none; border-bottom: 1px solid var(--line); background: rgba(5,10,31,0.96); backdrop-filter: blur(18px); }
.mobile-panel .nav-links { flex-direction: column; align-items: flex-start; gap: 6px; padding: 14px 0; }
.mobile-panel .nav-links a { padding: 10px 0; font-size: 17px; }
.mobile-panel .nav-actions { padding: 10px 0 20px; }
.mobile-panel .nav-actions .btn { width: 100%; }
.mobile-panel.open { display: block; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  min-height: 46px; padding: 0 20px; border-radius: 11px;
  border: 1px solid var(--line-strong); color: var(--white);
  background: rgba(255, 255, 255, 0.04);
  font-weight: 700; font-size: 15px; cursor: pointer; white-space: nowrap;
  transition: transform 160ms ease, background 160ms ease, border-color 160ms ease, box-shadow 160ms ease;
}
.btn:hover { border-color: rgba(248, 250, 252, 0.42); background: rgba(255, 255, 255, 0.08); transform: translateY(-1px); }
.btn.primary {
  color: #04121f; border-color: rgba(0, 230, 184, 0.5);
  background: linear-gradient(135deg, var(--teal), var(--blue));
  box-shadow: 0 16px 40px rgba(0, 230, 184, 0.20);
}
.btn.primary:hover { background: linear-gradient(135deg, #35f7d2, #70ccff); box-shadow: 0 22px 56px rgba(59, 184, 255, 0.26); }
.btn.ghost { background: transparent; }
.btn.lg { min-height: 54px; padding: 0 26px; font-size: 16px; }

/* ---------- Sections ---------- */
.section { padding: clamp(56px, 6.5vw, 92px) 0; }
.section.compact { padding: clamp(44px, 5vw, 64px) 0; }
.section-head { margin-bottom: clamp(30px, 3.6vw, 46px); max-width: 820px; }
.section-head h2 { max-width: 22ch; margin-bottom: 14px; }
.section-head > p { color: var(--soft); font-size: clamp(15px, 1.05vw, 17px); line-height: 1.65; max-width: 64ch; }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 54px; align-items: center; }
.page-lead, .lead { color: var(--soft); }
.lead { font-size: clamp(16px, 1.15vw, 18.5px); line-height: 1.62; margin: 20px 0 26px; max-width: 48ch; }
.page-lead { font-size: 17px; line-height: 1.65; margin-top: 14px; }
.trust { margin-top: 20px; color: var(--muted); font-size: 13.5px; max-width: 560px; }

/* ---------- Hero ---------- */
.hero { position: relative; padding: clamp(40px,5vw,76px) 0 clamp(40px,4.5vw,64px); display: grid; grid-template-columns: 1.1fr 0.9fr; gap: clamp(32px,4vw,58px); align-items: center; }
.hero > div:first-child { position: relative; z-index: 1; }
.hero h1 { max-width: 15ch; }
.hero .panel { max-width: 460px; width: 100%; justify-self: end; }
/* compact panel so the mockup fits within the hero */
.hero .panel .panel-body { padding: 16px; gap: 12px; }
.hero .panel .balances { gap: 9px; }
.hero .panel .balance { padding: 12px 13px; }
.hero .panel .balance strong { font-size: 17px; }
/* ambient hero glow */
.hero::before { content: ""; position: absolute; top: -10%; right: -6%; width: 540px; height: 540px; border-radius: 50%; pointer-events: none; z-index: 0;
  background: radial-gradient(circle, rgba(59,184,255,0.18), rgba(139,92,246,0.10) 45%, transparent 70%); filter: blur(8px); }
.hero-markets { display: flex; flex-wrap: wrap; gap: 8px; margin: 26px 0 30px; }
.hero-markets span {
  display: inline-flex; align-items: center; gap: 7px; white-space: nowrap;
  padding: 7px 12px; border-radius: 999px; font-size: 12.5px; font-weight: 600;
  color: var(--soft); border: 1px solid var(--line); background: rgba(255,255,255,0.03);
}
.hero-markets span::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--teal); box-shadow: 0 0 0 4px rgba(0,230,184,0.14); }
.hero-markets span.expanding::before { background: var(--blue); box-shadow: 0 0 0 4px rgba(59,184,255,0.14); }
.hero-markets span.planned::before { background: var(--violet); box-shadow: 0 0 0 4px rgba(139,92,246,0.16); }
.hero .nav-actions { gap: 12px; }

/* ---------- App mockup panel ---------- */
.panel {
  border: 1px solid rgba(59, 184, 255, 0.22);
  background:
    radial-gradient(circle at 50% -10%, rgba(0, 230, 184, 0.14), transparent 46%),
    rgba(7, 17, 36, 0.88);
  border-radius: var(--radius-lg);
  box-shadow: 0 40px 110px rgba(0, 0, 0, 0.45);
  overflow: hidden;
}
.panel-head { display: flex; align-items: center; justify-content: space-between; padding: 18px 22px; border-bottom: 1px solid var(--line); }
.panel-head .who { display: flex; align-items: center; gap: 10px; font-weight: 800; }
.panel-head .who img { width: 24px; height: 24px; }
.status-pill, .status {
  display: inline-flex; align-items: center; gap: 8px; font-weight: 700; font-size: 13px;
  color: var(--teal); border: 1px solid rgba(0, 230, 184, 0.38); padding: 6px 11px; border-radius: 999px;
}
.dot { width: 7px; height: 7px; border-radius: 50%; background: var(--teal); box-shadow: 0 0 0 5px rgba(0, 230, 184, 0.14); }
.panel-body { padding: 20px; display: grid; gap: 16px; }

.balances { display: grid; grid-template-columns: 1fr 1fr; gap: 11px; }
.balance, .balance-card { padding: 15px 16px; border-radius: 14px; background: rgba(11, 21, 51, 0.86); border: 1px solid var(--line); }
.balance span, .balance-card span { color: var(--muted); font-weight: 600; font-size: 12.5px; }
.balance strong, .balance-card strong { display: block; margin-top: 6px; font-size: 18px; letter-spacing: -0.02em; }
.balance .sub { color: var(--soft); font-size: 12px; font-weight: 500; margin-top: 2px; }
.balance.featured, .balance-card.featured { background: linear-gradient(135deg, rgba(0, 230, 184, 0.14), rgba(139, 92, 246, 0.16)); border-color: rgba(0, 230, 184, 0.26); }

.quick, .quick-actions { display: grid; grid-template-columns: repeat(4, 1fr); gap: 9px; }
.quick div, .quick-actions div { text-align: center; padding: 11px 6px; border-radius: 11px; color: #DCE6F3; background: var(--surface); font-weight: 600; font-size: 13px; border: 1px solid var(--line); }

.convert {
  border-radius: 14px; padding: 15px 16px; border: 1px solid rgba(59,184,255,0.22);
  background: linear-gradient(135deg, rgba(59,184,255,0.08), rgba(139,92,246,0.08));
}
.convert .row { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.convert .from, .convert .to { font-size: 18px; font-weight: 800; letter-spacing: -0.02em; }
.convert .arrow { color: var(--teal); font-weight: 900; }
.convert .meta { margin-top: 8px; color: var(--muted); font-size: 12px; }

.txns { display: grid; gap: 8px; }
.txn { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 11px 14px; border-radius: 12px; background: rgba(11,21,51,0.7); border: 1px solid var(--line); }
.txn .l { display: flex; align-items: center; gap: 11px; }
.txn .ic { width: 30px; height: 30px; border-radius: 9px; display: grid; place-items: center; font-size: 14px; background: rgba(59,184,255,0.12); color: var(--blue); }
.txn .ic.in { background: rgba(0,230,184,0.14); color: var(--teal); }
.txn .ic.out { background: rgba(139,92,246,0.16); color: var(--violet); }
.txn .name { font-weight: 700; font-size: 14px; }
.txn .when { color: var(--muted); font-size: 12px; }
.txn .amt { font-weight: 800; font-size: 14px; letter-spacing: -0.02em; }
.txn .st { font-size: 11px; font-weight: 700; padding: 3px 8px; border-radius: 999px; }
.txn .st.done { color: var(--teal); background: rgba(0,230,184,0.1); }
.txn .st.pend { color: var(--warning); background: rgba(247,221,166,0.1); }

.notice {
  padding: 13px 15px; border-radius: 13px; line-height: 1.5; font-size: 13.5px;
  background: rgba(0, 230, 184, 0.07); border: 1px solid rgba(0, 230, 184, 0.2); color: var(--soft);
}
.notice strong { color: var(--teal); }

/* ---------- Cards / grids ---------- */
.grid { display: grid; gap: 18px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.card {
  padding: 26px 24px; border-radius: var(--radius); border: 1px solid var(--line);
  background: linear-gradient(180deg, rgba(20, 33, 63, 0.6), rgba(11, 21, 51, 0.5));
  transition: transform 200ms ease, border-color 200ms ease, box-shadow 200ms ease;
}
.card:hover { transform: translateY(-4px); border-color: rgba(59, 184, 255, 0.34); box-shadow: 0 24px 60px rgba(0,0,0,0.34); }
.card h3 { margin-bottom: 8px; }
.card p { color: var(--soft); font-size: 15px; line-height: 1.6; }
.ic-badge { width: 44px; height: 44px; border-radius: 12px; display: grid; place-items: center; margin-bottom: 16px; background: linear-gradient(135deg, rgba(0,230,184,0.16), rgba(59,184,255,0.16)); border: 1px solid rgba(0,230,184,0.24); }
.ic-badge svg { width: 22px; height: 22px; stroke: var(--teal); fill: none; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }
.card.highlight { border-color: rgba(0, 230, 184, 0.3); background: linear-gradient(180deg, rgba(0,230,184,0.07), rgba(11,21,51,0.5)); }

.tag { display: inline-block; font-size: 11.5px; font-weight: 800; letter-spacing: 0.06em; text-transform: uppercase; padding: 5px 11px; border-radius: 999px; margin-bottom: 14px; }
.tag.now { color: var(--teal); background: rgba(0,230,184,0.1); border: 1px solid rgba(0,230,184,0.26); }
.tag.next { color: var(--blue); background: rgba(59,184,255,0.1); border: 1px solid rgba(59,184,255,0.26); }
.list { list-style: none; margin: 0; padding: 0; display: grid; gap: 11px; }
.list li { position: relative; padding-left: 26px; color: var(--soft); font-size: 15px; line-height: 1.5; }
.list li::before { content: ""; position: absolute; left: 0; top: 7px; width: 14px; height: 14px; border-radius: 50%; background: radial-gradient(circle at 50% 50%, var(--teal), rgba(0,230,184,0.2)); box-shadow: 0 0 0 3px rgba(0,230,184,0.1); }
.list.next li::before { background: radial-gradient(circle at 50% 50%, var(--blue), rgba(59,184,255,0.2)); box-shadow: 0 0 0 3px rgba(59,184,255,0.1); }

/* ---------- Path cards (personal / business) ---------- */
.paths { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.path { padding: 32px 30px; border-radius: var(--radius-lg); border: 1px solid var(--line); position: relative; overflow: hidden; background: rgba(11,21,51,0.5); }
.path.personal { background: linear-gradient(160deg, rgba(0,230,184,0.1), rgba(11,21,51,0.55)); border-color: rgba(0,230,184,0.24); }
.path.business { background: linear-gradient(160deg, rgba(139,92,246,0.14), rgba(11,21,51,0.55)); border-color: rgba(139,92,246,0.26); }
.path h3 { font-size: 24px; margin-bottom: 6px; }
.path .kicker { font-size: 13px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase; color: var(--muted); margin-bottom: 14px; }
.path p { color: var(--soft); font-size: 15px; line-height: 1.6; margin-bottom: 18px; }

/* ---------- Step row ---------- */
.steps { counter-reset: step; }
.steps .step { position: relative; }
.steps .step .num { font-size: 13px; font-weight: 800; color: var(--teal); letter-spacing: 0.1em; margin-bottom: 10px; }

/* ---------- Trust band ---------- */
.trust-band { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.trust-item { padding: 22px; border-radius: var(--radius); border: 1px solid var(--line); background: rgba(11,21,51,0.5); }
.trust-item .ic-badge { margin-bottom: 12px; }
.trust-item h4 { font-size: 16px; margin-bottom: 6px; }
.trust-item p { color: var(--muted); font-size: 13.5px; line-height: 1.55; }

/* ---------- CTA band ---------- */
.cta-band {
  display: grid; grid-template-columns: 1.3fr auto; gap: 28px; align-items: center;
  padding: 46px 48px; border-radius: var(--radius-lg);
  border: 1px solid rgba(59,184,255,0.26);
  background:
    radial-gradient(circle at 0% 0%, rgba(0,230,184,0.16), transparent 50%),
    radial-gradient(circle at 100% 100%, rgba(139,92,246,0.18), transparent 50%),
    rgba(9, 18, 38, 0.8);
}
.cta-band h2 { margin-bottom: 8px; }
.cta-band p { color: var(--soft); font-size: 16px; max-width: 52ch; }

/* ---------- Footer ---------- */
.site-footer { border-top: 1px solid var(--line); margin-top: 40px; background: rgba(4, 8, 22, 0.6); }
.footer { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr 1.2fr; gap: 30px; padding: 56px 0 36px; }
.footer-logo { display: flex; align-items: center; gap: 10px; margin-bottom: 14px; }
.footer-logo .brand-mark { width: 28px; height: 28px; object-fit: contain; }
.footer-logo .word { height: 22px; width: auto; }
.footer-brand p { color: var(--muted); font-size: 14px; line-height: 1.6; max-width: 34ch; }
.footer h4 { font-size: 13px; text-transform: uppercase; letter-spacing: 0.1em; color: var(--soft); margin-bottom: 14px; }
.footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.footer ul li, .footer ul li a { color: var(--muted); font-size: 14px; }
.footer ul li a:hover { color: var(--white); }
.legal-row { padding: 22px 0 40px; border-top: 1px solid var(--line); display: grid; gap: 14px; }
.legal-links { display: flex; gap: 20px; flex-wrap: wrap; }
.legal-links a { color: var(--soft); font-size: 13.5px; font-weight: 600; }
.legal-links a:hover { color: var(--white); }
.legal-row > p { color: var(--muted); font-size: 12.5px; line-height: 1.7; max-width: 96ch; }

/* ---------- Cookie ---------- */
.cookie {
  position: fixed; left: 16px; right: 16px; bottom: 16px; z-index: 60;
  display: none; align-items: center; justify-content: space-between; gap: 16px;
  max-width: 720px; margin: 0 auto; padding: 14px 18px;
  border-radius: 14px; border: 1px solid var(--line-strong);
  background: rgba(9, 18, 38, 0.96); backdrop-filter: blur(14px);
  box-shadow: 0 20px 60px rgba(0,0,0,0.4);
}
.cookie.show { display: flex; }
.cookie p { color: var(--soft); font-size: 13.5px; }

/* ---------- Strategy sections (problem / coverage / band) ---------- */
.eyebrow.violet { color: var(--violet); }
.section.alt { background: linear-gradient(180deg, rgba(139,92,246,0.05), transparent 70%); }

.versus { display: grid; gap: 12px; }
.versus .row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.vs-card { padding: 20px; border-radius: 14px; border: 1px solid var(--line); background: rgba(11,21,51,0.55); }
.vs-card .x { color: #ff7a8a; font-weight: 800; font-size: 12.5px; letter-spacing: 0.04em; margin-bottom: 6px; }
.vs-card h4 { font-size: 15.5px; margin-bottom: 4px; }
.vs-card p { color: var(--muted); font-size: 13.5px; line-height: 1.5; }
.vs-solve { padding: 22px; border-radius: 14px; border: 1px solid rgba(0,230,184,0.3); background: linear-gradient(135deg, rgba(0,230,184,0.12), rgba(59,184,255,0.1)); }
.vs-solve .ok { color: var(--teal); font-weight: 800; font-size: 12.5px; letter-spacing: 0.04em; margin-bottom: 6px; }
.vs-solve h4 { font-size: 16px; margin-bottom: 4px; }
.vs-solve p { color: var(--soft); font-size: 14px; line-height: 1.55; }

.region-tag { display: inline-block; font-size: 12px; font-weight: 800; letter-spacing: 0.1em; text-transform: uppercase; color: var(--blue); margin-bottom: 10px; }
.region-card h3 { font-size: 18px; margin-bottom: 8px; }

.feature-band {
  padding: 40px 44px; border-radius: var(--radius-lg); border: 1px solid rgba(0,230,184,0.22);
  background: linear-gradient(135deg, rgba(0,230,184,0.10), rgba(11,21,51,0.55));
  display: grid; grid-template-columns: 1.5fr auto; gap: 24px; align-items: center;
}
.feature-band h2 { margin-bottom: 8px; }
.feature-band p { color: var(--soft); max-width: 64ch; }
@media (max-width: 980px) { .feature-band { grid-template-columns: 1fr; } .versus .row2 { grid-template-columns: 1fr; } }

/* ---------- Credibility strip ---------- */
.cred { display: flex; flex-wrap: wrap; gap: 12px 30px; align-items: center; padding: 18px 0 4px; }
.cred span { display: inline-flex; align-items: center; gap: 9px; color: var(--soft); font-size: 14px; font-weight: 600; }
.cred span::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--teal); box-shadow: 0 0 0 4px rgba(0,230,184,0.14); }

/* ---------- Use-case / scenario cards ---------- */
.usecard { padding: 24px; border-radius: var(--radius); border: 1px solid var(--line); background: linear-gradient(180deg, rgba(20,33,63,0.55), rgba(11,21,51,0.45)); transition: transform 200ms ease, border-color 200ms ease; }
.usecard:hover { transform: translateY(-4px); border-color: rgba(59,184,255,0.34); }
.usecard .who-tag { font-size: 11.5px; font-weight: 800; letter-spacing: 0.08em; text-transform: uppercase; color: var(--violet); margin-bottom: 12px; }
.usecard.ind .who-tag { color: var(--teal); }
.usecard h3 { font-size: 18px; margin-bottom: 8px; }
.usecard p { color: var(--soft); font-size: 14.5px; line-height: 1.6; }

/* ---------- FAQ ---------- */
.faq { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.faq .q { padding: 22px 24px; border-radius: var(--radius); border: 1px solid var(--line); background: rgba(11,21,51,0.5); }
.faq .q h3 { font-size: 16.5px; margin-bottom: 8px; }
.faq .q p { color: var(--soft); font-size: 14.5px; line-height: 1.6; }
@media (max-width: 760px) { .faq { grid-template-columns: 1fr; } }

/* ---------- Fee tables ---------- */
.fee-card { padding: 26px 26px 20px; border-radius: var(--radius-lg); border: 1px solid var(--line); background: linear-gradient(180deg, rgba(20,33,63,.55), rgba(11,21,51,.5)); }
.fee-card.biz { border-color: rgba(139,92,246,.28); background: linear-gradient(180deg, rgba(139,92,246,.1), rgba(11,21,51,.5)); }
.fee-card .fee-head { display: flex; align-items: center; justify-content: space-between; gap: 12px; margin-bottom: 8px; }
.fee-card .fee-head h3 { font-size: 21px; }
.fee-card > .sub { color: var(--muted); font-size: 13.5px; margin-bottom: 12px; }
.fee-list { display: grid; }
.fee-row { display: flex; align-items: baseline; justify-content: space-between; gap: 18px; padding: 12px 0; border-bottom: 1px solid var(--line); }
.fee-row:last-child { border-bottom: 0; }
.fee-row .k { color: var(--soft); font-size: 14.5px; }
.fee-row .v { font-weight: 800; font-size: 14.5px; text-align: right; white-space: nowrap; letter-spacing: -0.01em; }
.fee-row .v small { display: block; color: var(--muted); font-weight: 500; font-size: 11.5px; letter-spacing: 0; }
.fee-row .v.free { color: var(--teal); }

/* ---------- Insights / articles ---------- */
.article-wrap { max-width: 760px; }
.article-wrap .lede { font-size: clamp(18px,1.4vw,20px); color: var(--white); line-height: 1.6; margin-bottom: 24px; }
.article-wrap h2 { font-size: clamp(22px, 2.4vw, 30px); margin: 32px 0 12px; }
.article-wrap p { color: var(--soft); font-size: 16.5px; line-height: 1.78; margin-bottom: 16px; }
.article-wrap ul { color: var(--soft); font-size: 16px; line-height: 1.75; margin: 0 0 18px; padding-left: 22px; }
.article-wrap ul li { margin-bottom: 6px; }
.article-wrap .pull { border-left: 3px solid var(--teal); padding: 4px 0 4px 18px; margin: 22px 0; color: var(--white); font-size: 18px; line-height: 1.55; }
.article-meta { color: var(--muted); font-size: 13.5px; margin-bottom: 8px; }
.post-card { text-decoration: none; }
.post-card .cat { font-size: 11.5px; font-weight: 800; letter-spacing: .07em; text-transform: uppercase; color: var(--teal); }
.post-card.pay .cat { color: var(--violet); }
.post-card .more { color: var(--teal); font-weight: 700; font-size: 13.5px; }

/* ---------- Forms ---------- */
.form { display: grid; gap: 12px; }
.form input, .form select, .form textarea {
  width: 100%; min-height: 48px; padding: 12px 14px;
  border: 1px solid var(--line-strong); border-radius: 11px;
  background: rgba(5,10,31,0.6); color: var(--white); font: inherit; font-size: 15px;
}
.form textarea { min-height: 130px; resize: vertical; }
.form input::placeholder, .form textarea::placeholder { color: var(--muted); }
.form input:focus, .form select:focus, .form textarea:focus { outline: none; border-color: rgba(0,230,184,0.5); }
.form select { appearance: none; cursor: pointer; }
.form .btn { margin-top: 4px; }
.hidden-field { display: none !important; }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; }
@media (max-width: 900px) { .contact-grid { grid-template-columns: 1fr; } }

/* ---------- Misc page helpers ---------- */
.page-hero { padding: 72px 0 40px; }
.page-hero h1 { font-size: clamp(34px, 4.4vw, 58px); }
/* Legal / policy pages — readable measure */
.legal-page { max-width: 880px; }
.legal-page h2 { font-size: 21px; margin: 30px 0 8px; }
.legal-page p { color: var(--soft); font-size: 15.5px; line-height: 1.7; margin-bottom: 12px; }
.legal-page ul { color: var(--soft); font-size: 15.5px; line-height: 1.7; margin: 0 0 14px; padding-left: 22px; }
.legal-page ul li { margin-bottom: 6px; }
.legal-page .page-hero { padding-bottom: 8px; }
.legal-page .updated { color: var(--muted); font-size: 13px; margin-bottom: 22px; }
.legal-page h3 { font-size: 17px; margin: 18px 0 6px; color: var(--white); }
.legal-note { padding: 13px 16px; border-radius: 12px; margin: 4px 0 18px; background: rgba(59,184,255,.08); border: 1px solid rgba(59,184,255,.22); color: var(--soft); font-size: 14.5px; line-height: 1.6; }
.legal-tabs { display: flex; gap: 8px; margin: 12px 0 26px; flex-wrap: wrap; }
.legal-tab { padding: 9px 16px; border-radius: 999px; border: 1px solid var(--line-strong); background: rgba(255,255,255,.03); color: var(--soft); font-weight: 700; font-size: 14px; cursor: pointer; transition: 160ms ease; }
.legal-tab:hover { color: var(--white); border-color: rgba(248,250,252,.4); }
.legal-tab.active { color: #04121f; background: linear-gradient(135deg, var(--teal), var(--blue)); border-color: transparent; }
.legal-doc[hidden] { display: none; }
.app-card { border: 1px solid var(--line); border-radius: var(--radius-lg); background: rgba(7,17,36,0.8); overflow: hidden; }
.app-card-head { display: flex; align-items: center; justify-content: space-between; padding: 16px 20px; border-bottom: 1px solid var(--line); font-weight: 800; }
.app-card-body { padding: 18px; }
.muted { color: var(--muted); }

/* ---------- Premium interactions (glowing gradient borders, lift, icon motion) ---------- */
.card, .usecard { position: relative; }
.card::after, .usecard::after, .path::after {
  content: ""; position: absolute; inset: 0; border-radius: inherit; padding: 1px;
  background: linear-gradient(135deg, rgba(0,230,184,.65), rgba(59,184,255,.55) 42%, rgba(139,92,246,.45) 72%, transparent);
  -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0);
  -webkit-mask-composite: xor; mask-composite: exclude;
  opacity: 0; transition: opacity .35s ease; pointer-events: none;
}
.card:hover::after, .usecard:hover::after, .path:hover::after { opacity: 1; }
.card:hover, .usecard:hover {
  transform: translateY(-6px); border-color: transparent;
  box-shadow: 0 28px 64px -28px rgba(0,0,0,.72), 0 16px 46px -22px rgba(0,230,184,.26);
}
.ic-badge { transition: transform .35s cubic-bezier(.2,.7,.2,1), box-shadow .35s ease, background .35s ease; }
.card:hover .ic-badge, .trust-item:hover .ic-badge {
  transform: translateY(-2px) scale(1.06); box-shadow: 0 0 26px rgba(0,230,184,.42);
  background: linear-gradient(135deg, rgba(0,230,184,.28), rgba(59,184,255,.26));
}
.trust-item, .region-card { transition: transform .3s ease, border-color .3s ease, box-shadow .3s ease; }
.trust-item:hover, .region-card:hover { transform: translateY(-4px); border-color: rgba(0,230,184,.36); box-shadow: 0 24px 54px -28px rgba(0,0,0,.62); }
.path { transition: transform .35s ease, box-shadow .35s ease; }
.path:hover { transform: translateY(-4px); border-color: transparent; box-shadow: 0 30px 66px -30px rgba(0,0,0,.6); }
/* quick-action chips in mockups get a hover too */
.quick div { transition: background .2s ease, color .2s ease, transform .2s ease; }
.quick div:hover { background: rgba(0,230,184,.12); color: var(--white); transform: translateY(-1px); }

/* ---------- Stat row + trust badges ---------- */
.stat-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; border: 1px solid var(--line); border-radius: 16px; overflow: hidden; background: var(--line); margin-top: 8px; }
.stat { background: rgba(9,16,34,0.7); padding: 20px 22px; }
.stat b { display: block; font-size: clamp(18px,1.6vw,22px); letter-spacing: -0.02em; }
.stat span { color: var(--muted); font-size: 12.5px; font-weight: 600; }
.badge-row { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 18px; justify-content: center; }
.badge { display: inline-flex; align-items: center; gap: 8px; padding: 8px 14px; border-radius: 999px; font-size: 13px; font-weight: 600; color: var(--soft); border: 1px solid var(--line-strong); background: rgba(255,255,255,0.03); }
.badge svg { width: 15px; height: 15px; stroke: var(--teal); fill: none; stroke-width: 1.8; }
@media (max-width: 760px) { .stat-row { grid-template-columns: 1fr 1fr; } }

/* ---------- Scroll reveal motion ---------- */
@media (prefers-reduced-motion: no-preference) {
  .reveal { opacity: 0; transform: translateY(18px); transition: opacity .6s cubic-bezier(.2,.7,.2,1), transform .6s cubic-bezier(.2,.7,.2,1); }
  .reveal.in { opacity: 1; transform: none; }
}
.panel { animation: floaty 7s ease-in-out infinite; }
@media (prefers-reduced-motion: reduce) { .panel { animation: none; } }
@keyframes floaty { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-7px); } }

/* ============================================================
   VISUAL LAYER — illustrations, decorative SVG art, motion
   ============================================================ */

/* ---- Animated gradient text (subtle sheen across the gradient) ---- */
.gradient-text { background-size: 220% 220%; }
@media (prefers-reduced-motion: no-preference) {
  .gradient-text { animation: gradShift 9s ease-in-out infinite; }
}
@keyframes gradShift { 0%,100% { background-position: 0% 50%; } 50% { background-position: 100% 50%; } }

/* ---- Hero decorative mesh (floating nodes + links) ---- */
.hero-art { position: absolute; inset: 0; z-index: 0; pointer-events: none; overflow: hidden; }
.hero-net { display: block; width: 100%; height: 100%; }
.hero-art svg { position: absolute; width: 115%; height: 115%; top: -7%; left: -7%; opacity: .9; }
.hero-art .lnk { stroke: rgba(59,184,255,.22); stroke-width: 1; }
.hero-art .nd { fill: var(--blue); }
.hero-art .nd.t { fill: var(--teal); }
.hero-art .nd.v { fill: var(--violet); }
.hero > div:not(.hero-art) { position: relative; z-index: 1; }
.container.hero > div.hero-art { position: absolute; inset: 0; z-index: 0; }
@media (min-width: 981px) { .hero { min-height: calc(100vh - 78px); } }
@media (prefers-reduced-motion: no-preference) {
  .hero-art .pulse { animation: ndPulse 4.5s ease-in-out infinite; transform-box: fill-box; transform-origin: center; }
  .hero-art .pulse:nth-child(2n) { animation-delay: -1.2s; }
  .hero-art .pulse:nth-child(3n) { animation-delay: -2.4s; }
  .hero-art .drift { animation: drift 26s ease-in-out infinite alternate; }
}
@keyframes ndPulse { 0%,100% { opacity: .35; transform: scale(1); } 50% { opacity: 1; transform: scale(1.5); } }
@keyframes drift { from { transform: translate3d(0,0,0); } to { transform: translate3d(-22px,-14px,0); } }
@media (max-width: 980px) { .hero-art { opacity: .5; } }

/* ---- Flowing corridor lines (globe / payments) ---- */
.flow { stroke-dasharray: 5 9; }
@media (prefers-reduced-motion: no-preference) {
  .flow { animation: dash 2.6s linear infinite; }
  .flow.s2 { animation-duration: 3.4s; }
  .flow.s3 { animation-duration: 4.1s; }
}
@keyframes dash { to { stroke-dashoffset: -56; } }

/* ---- Globe / world art (payments + global sections) ---- */
.world-art { position: relative; display: grid; place-items: center; }
.world-art svg { width: 100%; max-width: 460px; height: auto; }
.world-art .grid-line { fill: none; stroke: rgba(148,163,184,.22); stroke-width: 1; }
.world-art .glow-ring { fill: none; stroke: rgba(59,184,255,.35); stroke-width: 1.4; }
.world-art .mkt { fill: var(--teal); }
.world-art .mkt.b { fill: var(--blue); }
.world-art .mkt.v { fill: var(--violet); }
@media (prefers-reduced-motion: no-preference) {
  .world-art .spin { animation: spin 60s linear infinite; transform-origin: center; }
  .world-art .mkt { animation: ndPulse 3.6s ease-in-out infinite; transform-box: fill-box; transform-origin: center; }
  .world-art .mkt.b { animation-delay: -1s; } .world-art .mkt.v { animation-delay: -2s; }
}
@keyframes spin { to { transform: rotate(360deg); } }

/* ---- Animated aurora divider (breaks long card stretches) ---- */
.aurora { height: 1px; border: 0; margin: 0; background: linear-gradient(90deg, transparent, rgba(0,230,184,.5), rgba(59,184,255,.5), rgba(139,92,246,.5), transparent); background-size: 220% 100%; opacity: .7; }
@media (prefers-reduced-motion: no-preference) { .aurora { animation: gradShift 12s ease-in-out infinite; } }

/* ---- Article hero illustration band ---- */
.article-art { position: relative; height: 168px; border-radius: var(--radius-lg); overflow: hidden; margin: 8px 0 30px; border: 1px solid var(--line);
  background: radial-gradient(circle at 18% 20%, rgba(0,230,184,.16), transparent 46%), radial-gradient(circle at 84% 80%, rgba(59,184,255,.16), transparent 46%), rgba(9,16,34,.7); }
.article-art.pay { background: radial-gradient(circle at 18% 20%, rgba(139,92,246,.18), transparent 46%), radial-gradient(circle at 84% 80%, rgba(59,184,255,.16), transparent 48%), rgba(9,16,34,.7); }
.article-art svg { position: absolute; inset: 0; width: 100%; height: 100%; }
.article-art .ln { fill: none; stroke-width: 1.6; }
.article-art .ln.t { stroke: rgba(0,230,184,.55); } .article-art .ln.b { stroke: rgba(59,184,255,.5); } .article-art .ln.v { stroke: rgba(139,92,246,.5); }
.article-art .dot { fill: var(--teal); } .article-art .dot.b { fill: var(--blue); } .article-art .dot.v { fill: var(--violet); }
.article-art .ico { stroke: rgba(248,250,252,.9); fill: none; stroke-width: 1.6; stroke-linecap: round; stroke-linejoin: round; }
@media (prefers-reduced-motion: no-preference) {
  .article-art .dot { animation: ndPulse 3.8s ease-in-out infinite; transform-box: fill-box; transform-origin: center; }
  .article-art .dot.b { animation-delay: -1.1s; } .article-art .dot.v { animation-delay: -2.2s; }
}

/* ---- Insights post thumbnails ---- */
.post-card { display: flex; flex-direction: column; }
.post-thumb { height: 132px; border-radius: 14px; overflow: hidden; margin: -2px 0 16px; border: 1px solid var(--line);
  background: radial-gradient(circle at 20% 25%, rgba(0,230,184,.18), transparent 50%), radial-gradient(circle at 85% 80%, rgba(59,184,255,.16), transparent 52%), rgba(8,15,32,.8); position: relative; }
.post-card.pay .post-thumb { background: radial-gradient(circle at 20% 25%, rgba(139,92,246,.2), transparent 50%), radial-gradient(circle at 85% 80%, rgba(59,184,255,.16), transparent 52%), rgba(8,15,32,.8); }
.post-thumb svg { position: absolute; inset: 0; width: 100%; height: 100%; }
.post-card .more { margin-top: auto; padding-top: 10px; }
.post-thumb .ico { stroke: rgba(248,250,252,.92); fill: none; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }
.post-thumb .ln { fill: none; stroke: rgba(59,184,255,.45); stroke-width: 1.5; }
.post-thumb .dot { fill: var(--teal); } .post-thumb .dot.b { fill: var(--blue); } .post-thumb .dot.v { fill: var(--violet); }
.usecard:hover .post-thumb { border-color: rgba(59,184,255,.34); }

/* ---- Count-up numbers ---- */
.count { font-variant-numeric: tabular-nums; }

/* ---- Raster brand visuals (masked to blend into the dark background) ---- */
.img-visual { position: relative; z-index: 1; }
.img-visual img { width: 100%; height: auto; display: block;
  filter: drop-shadow(0 18px 60px rgba(0,0,0,.45)); }
.hero .img-visual { justify-self: end; max-width: 480px; width: 100%; }
@media (prefers-reduced-motion: no-preference) { .hero .img-visual { animation: floaty 8s ease-in-out infinite; } }
@media (max-width: 980px) { .hero .img-visual { justify-self: center; max-width: 460px; margin: 4px auto 0; } }
/* page-hero: particle bg + viewport-aware height for product pages */
.page-hero { position: relative; }
.page-hero > *:not(.hero-art) { position: relative; z-index: 1; }
.page-hero .hero-art { position: absolute; inset: 0; z-index: 0; }
@media (min-width: 981px) {
  .page-hero.hero-tall { min-height: calc(100vh - 78px); display: flex; flex-direction: column; justify-content: center; }
  .page-hero.hero-tall.with-art { display: grid; }
}
/* page-hero with side visual */
.page-hero.with-art { display: grid; grid-template-columns: 1.15fr .85fr; gap: clamp(28px,4vw,56px); align-items: center; }
.page-hero.with-art .img-visual { justify-self: end; max-width: 400px; width: 100%; }
@media (prefers-reduced-motion: no-preference) { .page-hero.with-art .img-visual { animation: floaty 8s ease-in-out infinite; } }
@media (max-width: 900px) { .page-hero.with-art { grid-template-columns: 1fr; } .page-hero.with-art .img-visual { justify-self: center; max-width: 320px; margin-top: 6px; } }

/* ---------- Responsive ---------- */
@media (max-width: 980px) {
  .hero::before { display: none; }
  .hero .panel { max-width: 100%; justify-self: stretch; animation: none; }
  .site-header .nav-links, .site-header .nav-actions { display: none; }
  .menu-button { display: flex; }
  .hero { grid-template-columns: 1fr; gap: 36px; padding: 48px 0 40px; }
  .split { grid-template-columns: 1fr; gap: 32px; }
  .section-head { grid-template-columns: 1fr; gap: 14px; }
  .grid-3, .grid-4, .trust-band { grid-template-columns: 1fr 1fr; }
  .paths { grid-template-columns: 1fr; }
  .cta-band { grid-template-columns: 1fr; padding: 34px 28px; }
  .footer { grid-template-columns: 1fr 1fr; gap: 26px; }
  .section { padding: 64px 0; }
}
@media (max-width: 560px) {
  .grid-3, .grid-4, .trust-band, .grid-2, .balances { grid-template-columns: 1fr; }
  .footer { grid-template-columns: 1fr; }
  .hero-markets span { font-size: 12px; }
}