Business accounts

The account for companies the banks turn away.

If your business touches crypto, you've probably been de-risked before. Novapayx gives crypto-active companies one verified account to collect from customers, hold multiple currencies, convert to and from crypto, and pay third parties worldwide — with KYB and monitoring built in, so compliance keeps you open instead of shutting you down.

EUR · GBP · USD Third-party payouts Faster settlement

Business capabilities depend on KYB, jurisdiction, route availability, and compliance approval.

Business account
KYB verified
EUR balance€84,210.50
Collect & hold
GBP balance£32,940.00
Collect & hold
Higher limitsBy approval
Volume reviewed
Collect
Convert
Pay out
Reconcile
Collected · Customer
EUR · Today
+€12,000.00
Completed
Payout · 14 contractors
USDC · Today
−18,400 USDC
Completed
What a business account does

Run the whole money loop in one place.

Collect, hold, convert, and pay — across currencies and crypto, with records that reconcile.

Collect from customers

Receive into EUR, GBP and USD balances, including third-party collections for approved businesses.

Hold multi-currency

Keep EUR, GBP and USD today; additional currencies are expanding through approved routes.

Convert fiat ↔ crypto

Move between supported fiat and crypto with the rate and fees shown before you confirm.

Pay third parties

Pay contractors, suppliers, and partners worldwide in fiat or crypto — live for approved businesses.

Higher limits by approval

Limits matched to your verified profile and reviewed as your volume grows.

Reconcile cleanly

Every collection, conversion, and payout logged with status and reference for your books.

Who it's for

Built for businesses that live across borders and crypto.

If your money moves across currencies, borders, and digital assets, this account is built for the way you actually operate.

Use case

Agencies & platforms

Pay global contractors and creators in fiat or crypto, from one multi-currency balance.

Use case

Marketplaces

Collect from buyers and pay out to sellers across currencies, with records that reconcile.

Use case

Crypto-native companies

Real fiat rails for a crypto business — collect, convert, and pay without losing the account.

Use case

Cross-border traders

Hold several currencies, convert when it suits you, and settle with partners abroad.

Built to stay open

Compliance is why you keep the account — not why you lose it.

We onboard crypto-active businesses other providers turn away, because verification, monitoring, and screening are part of the product. You complete KYB once, and your capabilities are matched to your verified, monitored profile.

Accounts remain subject to ongoing monitoring and policy. Regulated services are delivered by licensed entities and approved partners depending on product, jurisdiction, and transaction type.

Live for business
  • KYB onboarding
  • EUR, GBP & USD collections
  • Third-party payouts (approved)
  • Fiat ↔ crypto conversion
  • Records & reconciliation
Expanding
  • Additional currency routes
  • Faster stablecoin settlement
  • Marketplace-style payout workflows
  • Higher-volume commercial terms

Apply for a business account.

Complete KYB, get matched to the routes enabled for your profile, and start collecting, converting, and paying — without the de-banking risk.