KYC & KYB
Individuals and businesses complete verification before sensitive capabilities are enabled.
Security & Compliance
Compliance is built in — so your account stays open.
Novapayx uses verified onboarding, transaction monitoring, screening, capability gating, and asset controls across fiat and crypto. It's the same compliance that lets us serve crypto-active businesses other providers turn away.
Controls
Where money moves, controls move with it.
Verification, monitoring, and gating are applied across account and asset workflows.
Transaction monitoring
Fiat and digital asset activity can be reviewed against risk, sanctions, and usage controls.
Screening
Sanctions, PEP, and adverse-media checks where applicable to the account or transaction.
Withdrawal controls
Security, network, and compliance checks before assets leave an account.
Capability gating
Deposits, withdrawals, conversion, routes, limits, and third-party flows enabled by profile.
Auditable records
Clear evidence for every collection, conversion, and payout.
The boundary
What Novapayx is — and isn't.
Novapayx is a financial technology platform. Regulated financial services are delivered by applicable licensed entities, regulated partners, or sponsored structures depending on product, jurisdiction, user type, and transaction type.
Important: Novapayx is not a bank and does not provide deposit-taking banking services. Balances may not be covered by deposit insurance. Service availability is subject to eligibility and compliance approval.
Entity records
Current registration information.
The applicable entity or regulated partner may vary by service, jurisdiction, user profile, currency, asset, and transaction type.
EEA · European Economic Area
Crypto-asset custody, transfer & trading provided under MiCA (MiCAR) by a CASP authorised across the EEA (all 30 countries).
Fiat on/off ramps (SEPA) via regulated partners.
United States
Nova Fintech LLC
Registered Money Services Business (FinCEN)
FinCEN MSB Reg. No: 31000301949490
848 Main St, STE 10 PMB 142, Billings, MT 59105, USA
Crypto-asset custody via a U.S. national trust bank chartered & supervised by the OCC (qualified custody, all 50 states); trading/settlement and fiat rails (ACH/wire) via regulated partners.
Canada · International
Nova Financial Tech Limited
Registered Money Services Business (FINTRAC)
MSB Registration No: M19767288
Serves users outside the EEA and the U.S.; custody via a digital-asset custody partner, fiat via regulated partners.
Open an account built to stay open.
Complete verification and get capabilities matched to your monitored, compliant profile.