Collect & receive
Receive into EUR, GBP and USD balances. Approved businesses can take third-party collections; individuals receive into their own verified account.
Payments
Collect, convert, and pay — across fiat and crypto.
Money in, money out, in the currencies and assets you actually use. Receive into EUR, GBP and USD, deposit and withdraw supported crypto, convert at rates you see before you confirm, and — for approved businesses — pay third parties worldwide. Multi-currency and faster settlement are expanding through approved routes.
Convert fiat ↔ crypto
Move between supported fiat and crypto — stablecoins and major cryptocurrencies — with the rate and fees shown before you confirm.
Pay third parties
Approved businesses can pay contractors, suppliers, and partners worldwide in fiat or crypto, from one balance.
For businesses & merchants
Collect from customers. Pay your suppliers and team.
Run the whole money loop in one verified account — money in from customers, money out to the people you pay — across fiat and crypto, with records that reconcile.
Customer collections
Receive payments from customers and clients into EUR, GBP and USD — including third-party collections for approved businesses, with a clear record on each one.
Supplier & vendor payments
Pay suppliers, vendors, and partners worldwide in fiat or crypto — from the same balance you collect into.
Contractor & payroll payouts
Pay contractors and teams at scale — one balance, many recipients — with stablecoin-settled payouts rolling out across corridors.
Reconcile every flow
Every collection and payout is logged with status and reference, so your books match without the manual chase.
Money movement
Every direction your money needs to go.
Deposits, withdrawals, conversion, and payouts — with checks and records applied where required.
Fiat deposits
Fund EUR, GBP and USD balances where routes are enabled for your account.
Crypto deposits
Deposit supported assets and networks into your account.
Withdrawals
Withdraw fiat and crypto after security, network, and compliance checks.
Records & status
Track every movement with status, reference, and compliance outcome.
Global payments · rolling out
Pay beyond your currencies — into local networks worldwide.
EUR, GBP, and USD cover where you hold. Stablecoins cover where you send. Novapayx is building payouts that settle on stablecoin rails and land in local currencies through global payout networks — reaching markets your fiat rails can't, in minutes instead of days. This is a different capability from your three fiat routes: one balance, many countries.
Rolling out across corridors as payout routes go live. Availability depends on corridor, jurisdiction, user eligibility, and compliance approval.
Honest about reach
A real payments account — not a universal payout network.
What you can move, and where, depends on your account type, jurisdiction, route, and approval. Third-party payouts are live for approved businesses; personal third-party payments and additional currencies are expanding. We'd rather under-promise and keep your account open than overstate and put it at risk.
Availability and flow types depend on the regulated route, jurisdiction, user eligibility, and compliance approval.
- EUR, GBP & USD collections
- Crypto deposits & withdrawals
- Fiat ↔ crypto conversion
- Business third-party payouts (approved)
- Additional currencies & corridors
- Personal third-party payments
- Internal transfers within Novapayx
- Faster stablecoin-powered settlement
Move money the way your business actually works.
Open a verified account and start collecting, converting, and paying across fiat and crypto on regulated rails.