Collect from customers
Receive payments into EUR, GBP and USD balances, including third-party collections for approved businesses.
Verified accounts · businesses & people
The crypto-friendly account built to stay open.
Collect, hold EUR, GBP and USD, convert to and from crypto, and pay third parties worldwide — verified, monitored, and built on regulated infrastructure that won't drop you for touching digital assets.
EUR · GBP · USD
Business payouts
For businesses and individuals. Capabilities depend on verification, account type, jurisdiction, route availability, and compliance approval.
FINTRAC-registered MSB
Crypto under MiCA · authorised CASP
KYB-verified & monitored
The problem
Touch crypto, lose your account.
Most financial providers force a choice. Traditional banks and EMIs de-risk anything crypto-adjacent and close accounts without warning. Crypto exchanges were never built to run a business — weak fiat rails, no real payouts, and the constant question of who's actually holding your money.
So crypto-active companies end up stitching together a bank, an exchange, and a payment processor — and still get dropped. Novapayx is the third option: one verified account where compliance is built in, so crypto isn't a reason to shut you down.
✕ Banks & EMIs
De-risk crypto
Accounts frozen or closed for digital-asset activity.
✕ Exchanges
Not built for business
No real fiat payouts, thin compliance, custody questions.
✓ Novapayx
One verified account that does both — and stays open.
Multi-currency fiat, crypto, conversion, and third-party payouts, with KYB and monitoring built in and regulated entities behind the services.
What your account does
Collect, hold, convert, and pay — the whole loop.
Not just a place to hold crypto. A working money account for businesses that move value across currencies and borders.
Hold multi-currency
Keep balances in EUR, GBP and USD today, with more currencies expanding through approved routes.
Convert fiat ↔ crypto
Move between supported fiat and crypto — stablecoins and major cryptocurrencies — with rates shown before you confirm.
Pay third parties
Approved businesses can pay contractors, suppliers, and partners worldwide in fiat or crypto, from one balance.
Stay compliant by default
KYB/KYC, transaction monitoring, and screening are built into every flow — not bolted on later.
Keep clear records
Every collection, conversion, and payout is logged with status and reference — clean books, easy reconciliation.
Global payments · rolling out
Send money worldwide, settled on stablecoin rails.
Pay people and businesses across borders in minutes, not days. Novapayx is building stablecoin-powered payouts that land in local currencies through global payout partners — so one verified account can reach the world, without the cost and delay of correspondent banking.
Rolling out across markets as payout routes go live. Availability depends on corridor, jurisdiction, user eligibility, and compliance approval.
Who it's for
Built for businesses the banks turn away.
If your money moves across currencies, borders, and crypto, you've probably been de-risked before. This is the account that's built for you.
Business
Agencies & platforms
Pay global contractors and creators in fiat or crypto, from one multi-currency balance.
Business
Marketplaces
Collect from buyers and pay out to sellers across currencies, with records that reconcile.
Business
Crypto-native companies
Real fiat rails for a crypto business — collect, convert, and pay without losing the account.
Business
Cross-border traders
Hold several currencies, convert when it suits you, and settle with partners abroad.
Where it works
Regulated routes, mapped to your region.
Services are delivered through the right regulated route for each market — so what you can do depends on where you are.
EEA · European Union
Crypto under MiCA
From 1 July 2026, crypto-asset services for EEA users are provided under MiCA through an authorised CASP partner, alongside EUR account routes and conversion.
International
Where authorised
Served by our regulated entities where authorised, with availability and capabilities mapped to each jurisdiction's requirements.
United States
Available to eligible users
Verified U.S. users can access supported services, subject to verification, eligibility, and applicable federal and state requirements. Availability and features may vary by state.
Why Novapayx
Built to stay open.
We onboard crypto-active businesses other providers turn away — because compliance is part of the product, not an obstacle to it. Explore security →
Verified onboarding
KYB for businesses and KYC for individuals before capabilities are enabled.
Monitoring built in
Transaction monitoring and screening applied to activity where required.
Regulated partners
Licensed entities and regulated providers deliver the regulated services behind your account.
Clear evidence
Auditable records for every collection, conversion, and payout.
Also for individuals
A verified account for people, too.
Receive and hold EUR and GBP, buy and hold supported crypto, convert at clear rates, and withdraw — with personal third-party payments expanding as new routes are approved.
How it works
From application to your first payout.
Set up once. Then collect, convert, and pay on rails that keep you compliant.
01
Apply
Open a business or personal account in minutes.
02
Verify
Complete KYB or KYC for your profile and jurisdiction.
03
Fund & collect
Receive into EUR/GBP and supported crypto balances.
04
Convert & pay
Convert and pay third parties worldwide where enabled.
Good to know
Questions, answered.
The honest version — what's live, what's expanding, and what Novapayx is (and isn't).
Can I pay third parties?
Approved businesses can pay third parties — contractors, suppliers, partners — now, subject to KYB and approval. Personal third-party payments are expanding as new routes open.
Will my account get closed for crypto?
Novapayx is built for crypto-active businesses, with compliance designed in. Accounts remain subject to ongoing monitoring and policy, but crypto activity itself isn't a reason to be turned away.
Which currencies are live?
EUR, GBP, and USD account routes are live where enabled. Additional currencies are expanding through approved provider routes.
Which crypto assets are supported?
Supported assets include stablecoins and major cryptocurrencies (availability varies by region), subject to account eligibility and asset availability.
Who delivers the regulated services?
Regulated services are delivered by licensed entities and approved partners — including, from 1 July 2026, EEA crypto-asset services under MiCA via an authorised CASP partner, and our regulated entities for other markets where authorised.
Is Novapayx a bank?
No. Novapayx is a financial technology platform and does not provide deposit-taking banking. It runs on regulated infrastructure, with services delivered by the appropriate licensed entities.
Open an account that won't drop you for touching crypto.
Apply, complete verification, and start collecting, converting, and paying across fiat and crypto on regulated rails.