The business account for money that moves internationally.
Collect from customers in the US, Europe and Latin America, hold company funds in currency or digital dollars, and pay suppliers and contractors worldwide through an approved business account.
HomeBalancesConvertPaymentsTeamActivity- Rate
- Shown in quote
- Fee
- Itemised
- You receive
- Before you confirm
Company money first. Customers and suppliers when approved.
Moving the company's own money and handling payments to or from others are enabled separately.
Treasury
Add money from and withdraw to accounts in the company's name, hold balances and convert.
- Add money from an account in your own nameAvailableCurrencies, account details and payment features are enabled for each approved account.
- Hold EUR, GBP and USD balancesAvailableCurrencies, account details and payment features are enabled for each approved account.
- Hold supported stablecoins and crypto-assetsAvailableSupported assets and networks are shown in your account. A stablecoin is not a bank deposit.
- Convert between supported fiat, stablecoins and cryptoAvailableRate, fee and the asset you will receive are shown before you confirm.
- Withdraw to a bank account or wallet in your own nameAvailableSupported rails, networks and limits depend on your profile.
Collections and payments
Available to eligible businesses following approval, in the currencies and markets enabled for their account.
- Receive customer payments through approved business accountsOn approvalAvailable to eligible businesses following approval, in the currencies and markets enabled for their account.
- Pay suppliers through approved business accountsOn approvalAvailable to eligible businesses following approval, in the currencies and markets enabled for their account.
- Receive customer payments and pay suppliers — EU/EEA business accountsPlannedBeing added through an additional regulated payment provider. Not available yet; eligible businesses will be able to apply once it is approved and enabled.
Get paid locally. Pay suppliers in their currency.
How a trading business can move money through one account.
Receive locally
Customers pay into account details in the company's name, in USD, EUR, GBP, MXN, BRL or COP. On approval
Hold
Keep the currency as a company balance until you need it. Available
Convert on demand
Convert to a supported stablecoin at a quote you confirm. Available
Pay suppliers
Suppliers abroad receive local currency in their bank account. Coming soon
Receiving customer payments needs an approved business account.
Pay suppliers abroad from digital dollars.
Hold treasury in digital dollars and pay businesses in their local currency, into their bank account: USD, EUR, GBP, MXN, BRL and COP today, with 60+ markets coming soon.
See what is enabled, and what needs review.
Each account payment type shows whether it is available for your business or needs approval. Customer collections and supplier payments are enabled after review.
- Withdraw to a bank account or wallet in your own nameAvailableSupported rails, networks and limits depend on your profile.
- Receive customer payments through approved business accountsOn approvalAvailable to eligible businesses following approval, in the currencies and markets enabled for their account.
- Pay suppliers through approved business accountsOn approvalAvailable to eligible businesses following approval, in the currencies and markets enabled for their account.
- MXN, BRL and COP receiving through local payment methodsAvailablePlanned expansion. These routes are planned to settle in a supported stablecoin, converted automatically on arrival: you would hold the stablecoin, not a peso or real balance. This is shown in the currency details before you use them.
How business accounts are opened.
Apply
Your company, activity, markets, currencies and expected volumes.
Verify
Company, directors and owners, reviewed by our compliance team.
Company funds
Add money, hold, convert and withdraw in the company's name.
Add flows
Request collections or supplier payments; each is reviewed and set up with you.
Business accounts, answered.
Can every business pay suppliers?
Supplier payments and customer collections are available to eligible businesses following approval, in the currencies and markets enabled for their account. See Availability for where they are offered today.
Can EU businesses use NovaPayx?
Where crypto-asset services are offered to EU/EEA businesses, they are provided by our EU-authorised crypto-asset service provider partner under its own terms; availability is confirmed for each business when it applies. Receiving customer payments and paying suppliers from an EU/EEA business account is planned through an additional regulated payment provider and is not available yet. Business verification is reviewed manually.
We are building our own financial product.
NovaPayx is for your company's own money. To build a product for your customers, see Axora.
What does a business account cost?
See Pricing. Business pricing can be quoted to your profile.
Open a business account.
Or talk to us about collections, payments and treasury.