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Answers about accounts, adding money, converting and withdrawals.

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Opening an account

Who can open an account?

Individuals and businesses who pass verification and live or are incorporated where NovaPayx is available. See Availability.

What do I need to verify?

Individuals: an identity document, a liveness check and proof of address. Businesses: company documents and details of directors and owners, reviewed by our compliance team.

Money in and out

How do I add money?

Use the account details shown in your account and send from an account in your own name.

Can someone else pay into my account?

Personal accounts receive money from accounts in your own name. Approved business accounts can receive customer payments in the currencies and markets enabled for them.

How do I withdraw?

Choose Withdraw and send to a bank account or wallet in your own name. The fee is shown before you confirm.

Which payment methods are planned?

International payments in and out by SWIFT for euros and pounds; FAST for Singapore dollars; and EFT, Interac e-Transfer and wires for Canadian dollars. Mexican pesos by SPEI, Brazilian reais by Pix and Colombian pesos by bank transfer are already available: pesos and reais you receive settle in digital dollars, and payments in those currencies are paid from a digital-dollar balance. See Currency details on the Accounts page.

Are Global payments markets the same as account currencies?

No. Account currencies are the currencies you can receive, hold, convert and pay from in your account. Global payments sends from a stablecoin or eligible currency balance and pays recipients in local currency in 60+ payout markets; it does not open accounts or balances in those currencies.

Converting

How is the rate set?

Each quote shows the rate, fee and the amount you receive. Quotes expire after a short time.

Which stablecoins are supported?

Supported stablecoins and networks are shown in your account.

Safety

Is my money in a bank?

NovaPayx is a product brand, not a bank. Your fiat account is provided by the provider named in your terms, and the protections that apply depend on that arrangement. Digital assets are not bank deposits.

Which currencies are supported?

Account details in USD, EUR, GBP, MXN, BRL and COP, with balances in currency or in USDC and USDT. MXN, BRL and COP payments settle in digital dollars. More currencies, including SGD, HKD and CAD, are coming; see Availability.

I think someone accessed my account.

Contact support@novapayx.com immediately.

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