A personal account for money across borders.
Add money from accounts in your name, hold euros, pounds, US dollars and supported stablecoins, convert when it suits you and withdraw to your own bank or wallet.
IllustrativeRate, fee and amount received are shown before you confirm.
Review conversionBuilt around your own money.
Money comes in from accounts in your own name and goes back out to your own bank accounts and wallets.
- Add money from an account in your own nameAvailableCurrencies, account details and payment features are enabled for each approved account.
- Hold EUR, GBP and USD balancesAvailableCurrencies, account details and payment features are enabled for each approved account.
- Hold supported stablecoins and crypto-assetsAvailableSupported assets and networks are shown in your account. A stablecoin is not a bank deposit.
- Convert between supported fiat, stablecoins and cryptoAvailableRate, fee and the asset you will receive are shown before you confirm.
- Withdraw to a bank account or wallet in your own nameAvailableSupported rails, networks and limits depend on your profile.
Digital dollars in. Local currency out.
Pay people abroad from your digital dollars. They are paid in local currency, in their bank account: USD, EUR, GBP, MXN, BRL and COP today, with 60+ markets coming soon.
From sign-up to your first conversion.
Verify
Identity document, liveness check and proof of address, online.
Add money
From a bank account or wallet in your own name.
Convert
Between currencies and stablecoins at an itemised quote.
Withdraw
Back to your own bank account or wallet.
Take money out the same way it came in.
Withdraw to bank accounts and wallets in your own name. Fees appear before you confirm.
IllustrativeFees shown before you confirm.
Review withdrawalPersonal accounts, answered.
Can I receive money from other people?
Personal accounts are for money in your own name: deposits come from accounts you hold.
Can I send money to someone abroad?
Available For eligible routes: pay from your stablecoin or currency balance and the recipient receives local currency in their bank account. See Global payments.
Is a stablecoin the same as money in a bank?
No. A stablecoin is a digital asset issued by a third party and is not a bank deposit.
Which currencies can I hold?
EUR, GBP and USD, beside digital dollars — USDC and USDT. Money you receive in MXN, BRL and COP is held in digital dollars. Currencies and account details are enabled for each approved account.
What does it cost?
See Pricing. Each fee is shown before you confirm.
Open a personal account.
Verify your identity and see the features available where you live.