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Coverage and availability

Check what you can use.

Which currencies your account can receive, hold, convert and pay in, where Global payments can pay recipients, and what you can use where you live. What is enabled for you depends on your account and approval.

Where you live

What you can do, region by region.

Each service is provided by a licensed partner for your region, shown before you activate it.

What you can doInternationalEligible countries outside the EU/EEA and the United StatesEU / EEAThrough an EU-authorised crypto-asset service providerUnited StatesThrough the applicable US provider, by state and serviceAsia-PacificSingapore, Hong Kong and other supported marketsLatin AmericaMexico, Brazil and other supported markets
Multi-currency accountsNamed receiving details, balances held in each currency, conversion on demandAvailableEUR · GBP · USDActivatingEUR · USDAvailableUSD receiving details, settled in stablecoinsComing soonSGD · HKD · MYR and moreAvailableMXN · BRL · COP receiving details, settled in stablecoins
Business accountsCollect from customers and pay suppliers, in more currencies, after reviewComing soonEUR · GBP · USD · CAD · AUD · SGD · HKD · CHFNot offeredNot offeredComing soonSGD · HKDAvailableCollections in MXN · BRL · COP
On- and off-rampsFiat in, stablecoins out, and back, at a confirmed quoteAvailableEUR · GBP · USD ⇄ USDT · USDCActivatingEUR ⇄ stablecoinsAvailableUSD ⇄ stablecoinsComing soonSGD · HKD and moreAvailableMXN · BRL · COP ⇄ stablecoins
Global PaymentsPay from stablecoins or currency balances; recipients receive local currencyAvailableUSD · EUR · GBP · MXN · BRL · COP; 60+ markets coming soonAvailableUSD · EUR · GBP · MXN · BRL · COP, by countryAvailableUSD · EUR · GBP · MXN · BRL · COPComing soonLocal payouts across AsiaAvailableMXN · BRL · COP
Wallets & custodyCustodial stablecoin wallets with deposits and withdrawals on supported networksAvailableUSDT · USDCActivatingSupported crypto-assetsPlannedComing soonPlanned
Currencies

Currencies across NovaPayx.

Available
  • EUR
  • GBP
  • USD
  • MXN
  • BRL
  • COP
  • USDT
  • USDC
  • EURC
Coming soon
  • CAD
  • AUD
  • CHF
  • SGD
  • HKD
  • JPY
  • CNH
  • MYR
  • AED
  • INR
Planned
  • ARS
  • CLP
  • PEN
Global payments

Send stablecoins. They receive local currency.

Recipients are paid in local currency: USD, EUR, GBP, MXN, BRL and COP today, with 60+ payout markets coming soon. Payout markets are separate from account currencies.

60+ marketsComing soon

Send stablecoins and recipients receive local currency, through a partner payout network covering 60+ markets. Real-time and same-day delivery on supported routes.

Europe

  • EURSEPA
  • GBPFaster Payments

Americas

  • USDACH · Fedwire · RTP · FedNow
  • CAD
  • MXNSPEI
  • BRLPix · TED
  • ARS
  • CLP
  • COPACH · PSE
  • PEN

Asia-Pacific

  • AUDNPP
  • INR
  • JPY
  • THB
  • KRW

Middle East and Africa

  • AEDIPI
  • GHS
  • NGN
  • RWF
  • ZAR
  • UGX
  • ZMW

Payout destinations and local payment methods.

Account currencies

Receive, hold, convert and pay.

Each currency shows its local and international payment methods, and what you hold.

Available now

Available

Receive locally, hold balances, convert and pay out by bank transfer.

  • EUREuroSEPA Credit Transfer · SEPA Instant—
  • GBPPound sterlingCHAPS · Bacs set up on requestFaster Payments · CHAPS · Bacs—
  • USDUS dollarSet up on requestACH · Same Day ACH · Domestic wireInternational wire
  • MXNMexican pesoCredited as stablecoinSPEI—
  • BRLBrazilian realCredited as stablecoinPix—
  • COPColombian pesoCredited as stablecoinLocal bank transfer—

Planned expansion

Planned

More payment methods, international payments and new currencies.

  • EUREuro—SWIFT
  • GBPPound sterling—SWIFT
  • SGDSingapore dollarFAST—
  • CADCanadian dollarEFT · Interac e-Transfer · Domestic wireInternational wire
  • COPColombian pesoCredited as stablecoinBre-B—

More currencies for accounts and payments are on the roadmap.

  • AED
  • AUD
  • CHF
  • CNY
  • HKD
  • JPY
  • NOK
  • NZD
  • PLN
  • SEK
  • ZAR
+23 more

Available features, currencies and payment methods vary by location and account. See currency details and your account terms. Currency details

How incoming money is handled

Planned

Choose how incoming money is handled: keep supported fiat balances and convert when you choose, or use automatic conversion where enabled. Expanded currency coverage and conversion preferences are planned; available options will depend on the currency and account.

Where a currency settles automatically in a stablecoin, its details say so before you use it. You then hold the stablecoin, not a balance in that currency. Currency details

Currency details

Account details, payment methods, what you hold, who can pay you and the limits for each currency. Planned services are confirmed when they launch.

EUREuroAvailable
Account details
IBAN
Local methods
  • SEPA Credit Transfer — receiving and sending · Available
  • SEPA Instant — receiving and sending · Available
International
  • SWIFT — receiving and sending · Planned
Your balance
Held as a euro balance. Convert when you choose.
Who can pay you
Personal accounts: money from accounts in your own name. Approved business accounts: also payments from customers.
Good to know
  • International payments in and out by SWIFT in more currencies are planned. Eligible profiles and beneficiaries are confirmed when they launch.
GBPPound sterlingAvailable
Account details
Sort code and account number
Local methods
  • Faster Payments — receiving and sending · Available
  • CHAPS · Set up on request
  • Bacs · Set up on request
International
  • SWIFT — receiving and sending · Planned
Your balance
Held as a pound balance. Convert when you choose.
Who can pay you
Personal accounts: money from accounts in your own name. Approved business accounts: also payments from customers.
Good to know
  • CHAPS and Bacs are set up depending on your account; which you can use, and for which direction, is shown in your account.
  • International payments in and out by SWIFT in more currencies are planned. Eligible profiles and beneficiaries are confirmed when they launch.
USDUS dollarAvailable
Account details
Account and routing number
Local methods
  • ACH — receiving and sending · Set up on request
  • Same Day ACH — receiving and sending · Set up on request
  • Domestic wire — receiving and sending · Set up on request
International
  • International wire — receiving and sending · Set up on request
Your balance
Held as a US dollar balance. Convert when you choose.
Who can pay you
Personal accounts: money from accounts in your own name. Approved business accounts: also payments from customers.
Good to know
  • US dollar account details are set up on request, depending on your profile. Which payment methods you can use is shown in your account.
SGDSingapore dollarPlanned
Local methods
  • FAST — receiving and sending · Planned
Your balance
Planned as a Singapore dollar balance.
Who can pay you
Eligible profiles and payer types are confirmed at launch.
Good to know
  • Receiving and sending Singapore dollars by FAST are planned.
  • Eligible profiles and markets are confirmed at launch.
CADCanadian dollarPlanned
Local methods
  • EFT — receiving and sending · Planned
  • Interac e-Transfer — receiving and sending · Planned
  • Domestic wire — sending · Planned
International
  • International wire — sending · Planned
Your balance
Planned as a Canadian dollar balance.
Who can pay you
Eligible profiles and payer types are confirmed at launch.
Good to know
  • EFT and Interac e-Transfer are planned for Canadian dollars, with domestic and international wires for sending.
  • Some methods may be available for payouts only, and collecting by EFT can depend on the type of business. Which methods apply to your account, and whether details are issued in your own name, are confirmed for each route.
MXNMexican pesoAvailable
Local methods
  • SPEI — receiving and sending · Available
Your balance
Settles in a supported stablecoin, converted automatically when the payment arrives. You hold the stablecoin, not a balance in the local currency.
Who can pay you
Payments from you, from businesses and from other individuals. Payments from other individuals are subject to a volume limit of MXN 15,000.
Good to know
  • Sending Mexican pesos to local bank accounts is available, paid from a digital-dollar balance. You do not hold a peso balance.
  • Who can use a route follows its own eligibility requirements.
  • Receiving is not available to customers in the EU.
  • The rate and fee of the automatic conversion are shown on each deposit.
BRLBrazilian realAvailable
Local methods
  • Pix — receiving and sending · Available
Your balance
Settles in a supported stablecoin, converted automatically when the payment arrives. You hold the stablecoin, not a balance in the local currency.
Who can pay you
Payments from your own account or from businesses. Payments from other individuals are not supported.
Good to know
  • Sending Brazilian reais to local bank accounts is available, paid from a digital-dollar balance. You do not hold a real balance.
  • Who can use a route follows its own eligibility requirements.
  • Receiving is not available to customers in the EU.
  • Receiving deposits as an individual requires a Brazilian CPF; further route requirements apply.
  • The rate and fee of the automatic conversion are shown on each deposit.
COPColombian pesoAvailable
Local methods
  • Bre-B — receiving and sending · Planned
  • Local bank transfer — sending · Available
Your balance
Settles in a supported stablecoin, converted automatically when the payment arrives. You hold the stablecoin, not a balance in the local currency.
Who can pay you
Payments from your own account or from businesses. Payments from other individuals are not supported.
Good to know
  • Sending Colombian pesos to local bank accounts is available, paid from a digital-dollar balance. You do not hold a peso balance.
  • Who can use a route follows its own eligibility requirements.
  • Receiving is not available to customers in the EU.
  • The rate and fee of the automatic conversion are shown on each deposit.
More account and payment currencies34 currenciesPlanned

Receive, manage balances, convert and pay in these currencies. Local or international (SWIFT) payment methods are confirmed for each currency.

Europe

  • CHF
  • CZK
  • DKK
  • HUF
  • NOK
  • PLN
  • RON
  • SEK
  • TRY

Middle East

  • AED
  • BHD
  • ILS
  • JOD
  • KWD
  • OMR
  • QAR
  • SAR

Asia-Pacific

  • AUD
  • CNY
  • HKD
  • JPY
  • NZD
  • THB

Africa

  • GHS
  • KES
  • MAD
  • MUR
  • NGN
  • TND
  • UGX
  • ZAR
  • ZMW

Americas and Caribbean

  • BMD
  • TTD

These 34 currencies are planned examples, not countries where accounts are opened, and are not yet approved for our service. Currencies, account details and local or SWIFT payment methods will be confirmed as each one launches.

Your account

What you can use where you live.

Choose where you live and your account type once. Both lists below follow your choice. If nothing is listed for you yet, that is not a refusal.

I live
Account

Showing: Other supported markets · Personal

What your account can do

Available, or after approval

  • Add money from an account in your own nameAvailableCurrencies, account details and payment features are enabled for each approved account.
  • Hold EUR, GBP and USD balancesAvailableCurrencies, account details and payment features are enabled for each approved account.
  • Hold supported stablecoins and crypto-assetsAvailableSupported assets and networks are shown in your account. A stablecoin is not a bank deposit.
  • Convert between supported fiat, stablecoins and cryptoAvailableRate, fee and the asset you will receive are shown before you confirm.
  • Withdraw to a bank account or wallet in your own nameAvailableSupported rails, networks and limits depend on your profile.
  • Local-currency payouts in USD, EUR, GBP, MXN, BRL and COPAvailablePay from digital dollars or a currency balance; the recipient receives local currency in their bank account. Eligible recipients and destinations depend on where you live and are shown before you pay.

Coming soon and planned · not available yet

  • Pay from stablecoins or currency balances; recipients receive local currencyComing soonThe recipient is paid in local currency into their bank account through a supported local payment method. Destinations and recipients are shown in your account when available.
  • Canadian dollar accounts with EFT and Interac e-TransferPlannedPlanned. EFT and Interac e-Transfer, with domestic and international wires for sending. Which methods apply for receiving and paying is confirmed for each route.
  • Singapore dollar accounts and FAST paymentsPlannedPlanned. Receiving and paying by FAST; receiving details, eligible profiles and markets are confirmed at launch.
  • Conversion preferences for incoming moneyPlannedKeep supported fiat balances and convert when you choose, or use automatic conversion where enabled. Available options will depend on the currency and account.
  • More account and payment currencies, with local or SWIFT paymentsPlannedPlanned: receive, hold, convert and pay in more currencies. Indicative examples, confirmed for each currency. No launch date.
  • International bank payments by SWIFTPlannedPlanned: SWIFT payments in and out for EUR and GBP. Eligible profiles, beneficiaries and currencies are confirmed when they launch.

Your account shows the exact currencies, rails, networks and limits enabled for you. A payment destination is not the same as a local account you can open there.

NovaPayx is not offered or marketed in every country. Where you live is checked when you apply, and the provider for each service is shown before you activate it. Providers by region

Ways money can leave your account

Available, or after approval

  • Withdraw to your own bank accountAvailable
    Pay from
    EUR, GBP, USD balances
    Recipient gets
    EUR, GBP, USD
    Who you pay
    You
    Paid to
    A bank account in your own name
    Destination
    Bank account
    Methods
    • EUR SEPA Credit Transfer · SEPA Instant
    • GBP Faster Payments · CHAPS
    • USD ACH · Same Day ACH · Domestic wire · International wire
    Supported rails and limits depend on your profile and are shown before you confirm.
  • Send stablecoins to your own walletAvailable
    Pay from
    Supported stablecoin balances
    Recipient gets
    Supported stablecoins
    Who you pay
    You
    Paid to
    A wallet in your own name
    Destination
    On-chain wallet
    Methods
    • Supported blockchain networks
    Supported assets and networks are shown before you send. Blockchain transfers are generally irreversible.
  • Pay in local currency from digital dollars or a currency balanceAvailable
    Pay from
    USDC, USDT, Currency balances
    Recipient gets
    USD, EUR, GBP, MXN, BRL, COP
    Who you pay
    People and businesses you pay, where the route allows
    Paid to
    The recipient's bank account, through a supported local payment method
    Destination
    Bank account
    Methods
    • USD ACH · Wire
    • EUR SEPA
    • GBP Faster Payments
    • MXN SPEI
    • BRL Pix
    • COP Local bank transfer
    One quote covers the conversion; the recipient does not need a crypto wallet. Eligible recipients depend on where you live and are shown before you pay.

Coming soon and planned · not available yet

  • Send stablecoins, recipient receives local currencyComing soon
    Pay from
    Supported stablecoin balances
    Recipient gets
    Local currency of the destination
    Who you pay
    People and businesses you pay, where the route allows
    Paid to
    The recipient's bank account, through a supported local payment method
    Destination
    Bank account
    Methods
    • EUR SEPA
    • GBP Faster Payments
    • USD ACH · Fedwire · RTP · FedNow
    • MXN SPEI
    • BRL Pix · TED
    • COP ACH · PSE
    • AUD NPP
    • AED IPI
    One quote covers the conversion; the recipient does not need a crypto wallet. Destinations, recipients and limits are shown in your account when available.
  • Send from a currency balance, recipient receives local currencyComing soon
    Pay from
    EUR, GBP or USD balances
    Recipient gets
    Local currency of the destination
    Who you pay
    People and businesses you pay, where the route allows
    Paid to
    The recipient's bank account, through a supported local payment method
    Destination
    Bank account
    Methods
    • EUR SEPA
    • GBP Faster Payments
    • USD ACH · Fedwire · RTP · FedNow
    • MXN SPEI
    • BRL Pix · TED
    • COP ACH · PSE
    • AUD NPP
    • AED IPI
    Destinations, recipients and limits are shown in your account when available.
  • Pay by international bank transfer (SWIFT)Planned
    Pay from
    EUR, GBP balances
    Recipient gets
    EUR, GBP
    Who you pay
    Bank accounts abroad
    Paid to
    Bank accounts abroad
    Destination
    Bank account
    Methods
    • EUR SWIFT
    • GBP SWIFT
    Planned. Eligible locations, profiles and beneficiaries are confirmed when it launches.
  • More local bank payment methodsPlanned
    Pay from
    Supported currency or stablecoin balances
    Recipient gets
    SGD, CAD
    Who you pay
    Local bank accounts
    Paid to
    Local bank accounts
    Destination
    Bank account
    Methods
    • SGD FAST
    • CAD EFT · Interac e-Transfer · Domestic wire · International wire
    Planned. Eligible locations, profiles and beneficiaries are confirmed when it launches.

Your account shows the exact destinations, currencies, methods and limits enabled for you before you pay. Being able to pay into a country does not mean you can open a local account there.

Not sure what applies to you?

Availability and delivery times depend on the route and account. Verification tells you exactly which features you can use.

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